IC 92 – Actuarial Aspects of Product Development

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About Course

Welcome to III Toppers – IC 92 – Actuarial Aspects of Product Development. This is your complete preparation solution for the Insurance Institute of India’s IC 92 – Actuarial Aspects of Product Development examination.

We designed this course to simplify complex reinsurance concepts. Moreover, we explain them in clear and practical terms so that you can understand faster, apply better, and succeed with confidence in the exam.


What We Offer

  • Complete Text Lessons – We cover the entire IC 92 – Actuarial Aspects of Product Development syllabus in easy-to-understand language. Furthermore, we avoid unnecessary complexity and focus only on what truly matters.

  • Scenario-Based MCQs – You will practice with reasoning-driven questions. In addition, these exercises strengthen your conceptual clarity rather than encouraging rote learning.

  • Story Based Learning – We bring theoretical concepts to life through realistic and original scenarios. Consequently, you will see how reinsurance works in real business situations.

  • Chapter Summaries & Quick Recaps – Each chapter includes short summaries. As a result, you can revise quickly before the exam and save valuable time.

  • Full Mock Tests – We simulate the real exam pattern. Therefore, you can assess your readiness and build exam confidence step by step.

  • Always Updated – Our material stays aligned with the latest III syllabus. Thus, you prepare only with relevant and updated content.


Our Guarantee – 100% Risk-Free Learning

We believe in our course. Hence, if you complete it honestly and still don’t pass the IC 92 exam, we will refund your full amount — no questions asked. For eligibility, please review our Refund Policy before you enroll.


Copyright & Usage

This course contains original content created exclusively by III Toppers.
All lessons, questions, and case studies are our intellectual property. In addition, no part of this material may be reproduced, distributed, or shared without our written permission. We actively protect our work under copyright laws.


Our Commitment to You

At III Toppers, we teach for mastery rather than memorisation. Every lesson, question, and case study is crafted to help you succeed not only in the exam but also in your insurance career. Ultimately, our goal is to make you confident, capable, and exam-ready.

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Course Content

Modules

  • 📘 MODULE 1 Insurance Contracts, Benefits & Product Structures
  • 📘 MODULE 2 Actuarial Pricing – Core Logic & Premium Determination
  • 📘 MODULE 3 Actuarial Assumptions – Mortality • Persistency • Expenses • Investment • Margins
  • 📘 MODULE 4 Experience Analysis & Group Insurance Monitoring • Credibility • Anti-selection • Experience Rating
  • 📘 MODULE 5 Expenses, Commissions & Distribution Economics Cost Structure • Profitability • Market Discipline
  • 📘 MODULE 6 Reserving, Solvency & Capital Adequacy Policy Reserves • Solvency Margin • Financial Stability
  • 📘 MODULE 7 Risk Management, Reinsurance & Financial Economics Risk Types • Risk Transfer • Interest Rate Logic
  • 📘 MODULE 8 Regulation, Governance & Product Control IRDAI Framework • File & Use • Consumer Protection

Mock Test

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